Colorectal cancer usually begins as a small polyp which, although mostly benign, can become cancerous. Symptoms may include a change in bowel habits or bleeding, but usually colon cancer strikes without symptoms. If the cancer is found early, the doctor can use surgery, radiation, and/or chemotherapy for effective treatment. The good news is Medicare covers these screenings and many health plans also offer coverage.

Fecal Occult Blood Test – This test is covered once every 12 months if you’re 50 or older. You pay nothing.

Flexible Sigmoidoscopy – Covered once every 48 months if you’re 50 or older. You pay nothing if the doctor or other health care provider accepts assignment.

Colonoscopy – This test is generally covered once every 120 months (high risk every 24 months) or 48 months after a previous flexible sigmoidoscopy. No minimum age. You pay nothing if the provider accepts assignment.

Barium Enema – This test is generally covered once every 48 months if you’re 50 or older when used instead of a sigmoidoscopy or colonoscopy. You pay 20 percent of the Medicare‑approved amount for the doctor services. In hospital outpatient setting, you also pay the hospital copayment.