Over a period of five years “Jeremy,” a con artist now doing time, worked a number of gold coin scams. “We would tell people that gold would absolutely double in value in the next one-to-two years,” he said from his jailhouse cell. and “they would be able to rely on its making them far more money than any other investment [...]
As the over-50 market continues to grow in the Raleigh – Durham area, so has the number of people wanting to “age in place” increased, and more boomers are turning to remodeling/renovations, enabling them to remain in place and ensuring that their homes are safe and organized correctly for the long term. When contemplating an “aging in place” bathroom remodel, [...]
Moving and downsizing are especially hard for the growing Baby Boomer generation. Whether you do it yourself or contract for a senior move service to assist, there are several tips to make the process easier. First of all, PLAN PLAN PLAN. Create an inventory sheet to track which items are to be donated or packed. If going through memorabilia causes [...]
While the best things in life are free, as the saying goes, some of life’s great experiences do have a price tag. If you’re considering fulfilling your childhood dream of hiking the Appalachian Trail or you’re offered tickets to see your favorite team play in the championship game, you know [...]
A lifetime of flourishing and growth means we’ve not only surrounded ourselves with more loved ones but also with more things we love. We have established, increased and furnished our estates; we have traveled, bought and inherited. But when the time comes to relocate and simplify, downsizing may be more complicated than we imagined. Perhaps we don’t know the value [...]
Linda P. Erickson Linda P. Erickson, CFP®, is the president of Erickson Advisors and a registered principal offering securities through Cetera Advisor Networks, LLC, 336-274-9403 lindae@ericksonadvisors.net. The loss of a loved one never comes at a convenient time. It may or may not offer time to prepare for the passage. Ready or not, however, when the time comes the [...]
Doug Dickerson, State Director,AARP North Carolina All too often, North Carolinians are falling prey to scams and cons that are threatening both our financial and retirement security. The North Carolina Department of Justice (NCDOJ), just one of many state agencies handling consumer fraud complaints, received nearly 66,000 reports of identity theft and fraud according to recent information compiled by the [...]
Doug Dickerson, State Director,AARP North Carolina “How can North Carolinians foster savings and staff off a poverty crisis? “If you have a pension, you’re one of the lucky ones,” says a Duke economist, acknowledging that over the past few decades most employers have shifted away from maintaining a pension fund for their workers and former employees. Increasingly, it’s up to [...]
Nina Lloyd is a Certified Financial Planner® and Chartered Financial Planning Counselor®. She is managing advisor of the Triangle office of Opus Financial Advisors. Ever wonder how to take your retirement years from good to great? You can’t skimp on planning, saving, or diversifying. In addition to traditional retirement strategies, below you’ll find a few common practices we’ve found that [...]
By Jeff Zysik Co-founder of Charitable Entity Administration, LLC (CEA) There are many methods and platforms for carrying-out your charitable giving. In recent years, however, one charitable vehicle has zoomed to the fore-front of charitable planning — the donor-advised fund, or DAF. Why? Because in addition to offering the most attractive tax deduction rules, donor-advised accounts provide flexibility that other [...]
