Saving for retirement carries a whole new meaning today. In 1950, there were 16.5 people paying into Social Security for every beneficiary. In 2010, that ratio became 2.9 to 1. As for pensions, they are rare these days. Employer-sponsored plans only pay up to 25 percent of your pre-retirement income. So it’s no longer enough to rely on these types [...]
Linda P. Erickson Linda P. Erickson, CFP®, is the president of Erickson Advisors and a registered principal offering securities through Cetera Advisor Networks, LLC, 336-274-9403 lindae@ericksonadvisors.net. Fiduciary – “relating to or involving trust (such as between a customer and a professional; or relating to or involving a confidence or trust” or so says the Merriam-Webster online dictionary. There is [...]
SHIIP, the Seniors’ Health Insurance Information Program, for many years has built a reputation for providing reliable, unbiased information about Medicare. Housed in the North Carolina Department of Insurance, SHIIP provides free counseling to Medicare beneficiaries and their caregivers by phone and in person in all 100 counties of the state. But no organization can do this kind of work [...]
Linda P. Erickson Linda P. Erickson, CFP®, is the president of Erickson Advisors and a registered principal offering securities through Cetera Advisor Networks, LLC, 336-274-9403 lindae@ericksonadvisors.net. Ah, the Bucket List… those important, aspirational, and meaningful experiences we all want before we die. Even if you haven’t written one, you probably have one. There is another “Bucket List” that you [...]
Did you know that North Carolina has more than 1.5 million Medicare beneficiaries? And all those beneficiaries are served by more than 1,000 volunteers and coordinators from SHIIP, the Seniors’ Health Insurance Information Program. That equates to almost 1,500 beneficiaries for every SHIIP volunteer. Housed within the North Carolina Department of Insurance, SHIIP was established in 1986 to help educate [...]
By Amy Overman, professor of neuroscience and psychology at Elon University Amy Overman, professor of neuroscience and psychology at Elon University, is an expert in aging and memory including 15 years researching memory in older adults. I have noticed I am not feeling quite as sharp as I used to feel. Is this normal? The brain’s speed of processing and [...]
Linda P. Erickson Linda P. Erickson, CFP®, is the president of Erickson Advisors and a registered principal offering securities through Cetera Advisor Networks, LLC, 336-274-9403 lindae@ericksonadvisors.net. I grew up typing term papers on a typewriter (any Millennial reading this will have to look that one up), but now have a Smartphone, an iPad, and I use the Internet and [...]
By Cheryl Farkas Home to Home in Guilford is celebrating its five-year anniversary with a considerable expansion of its operations. Along with its operations in Greensboro, Pinehurst, and Raleigh, Home to Home is increasingly crossing state lines although this is not especially new. The company has traveled the entire east coast and as far west as Texas since the beginning [...]
Adam Searing is Director of the Health Access Coalition for the N.C. Justice Center, the state's leading voice for progressive health care reforms that addresses the needs of the uninsured and underinsured. In 2012, he was recognized as a "Champion of Change" in health care by the White House. Last week’s news that seven million Americans had signed up for [...]
In the world of internet, e-mail, phone calls, blogs and the postal service, Medicare beneficiaries are bombarded with advertisements about free medical services, free equipment and more. Other times, Medicare beneficiaries receive frightening post cards that lead them to believe they will lose their benefits if they don’t respond and provide personal information. Beware of products that seem too good [...]
