By Sam Matthews, Shepherd’s Center of Greater Winston-Salem The Seniors’ Health Insurance Information Program or SHIIP is a consumer information division of the North Carolina Department of Insurance that helps Medicare beneficiaries with Medicare, Medicare supplements, Medicare Advantage, Medicare fraud and abuse, and long-term care insurance questions. The program was founded in 1986 in direct response to the growing concerns [...]
Have you ever thought about what would happen if you, or a member of your family, were no longer able to live independently? What if your elderly parents were no longer able to drive or perform basic activities of daily living, such as bathing or toileting? Would you or another family member be able to provide the care they might [...]
By Debbie Hall, Director, Senior Financial Care Reverse Mortgages are becoming more popular in the United States as more Americans retire and decide to “age in place”, but you should be cautious before spending down the equity in your home. In fact, it never hurts to be cautious about any financial product someone is trying to sell you. Since for [...]
By Sarah Hunter, owner of Simply Organized and member of the National Association of Professional Organizers. When you think of “downsizing,” do you imagine having to get rid of all the things you’ve loved and collected over a lifetime? Do you see all your books, china, and furniture stacked out on the sidewalk, waiting for pick-up? Well, that’s not a [...]
In the past decade, a rapid increase of “Aging-in-Place” or “Retirement Remodeling” construction projects have begun in American homes. Today’s population is living longer than ever before. As the baby boomers grow older and start to see changes within themselves, they begin to consider remodeling. More simply put, “Population explosion” equals “home remodeling explosion!” “Aging-in-place” builders have noted a 75 [...]
By Charlotte R. Williams, MIPPA & Wellness Coordinator, Piedmont Triad Regional Council of Governments – Area Agency on Aging While aging itself is not a disease, with age, the body becomes more vulnerable to diseases. Many of the diseases and chronic conditions that affect older adults are due to modifiable lifestyle factors such as physical activity, nutrition and tobacco use. [...]
Linda P. Erickson Linda P. Erickson, CFP®, is the president of Erickson Advisors and a registered principal offering securities through Cetera Advisor Networks, LLC, 336-274-9403 lindae@ericksonadvisors.net. When someone asks if you have any risk to your retirement savings, how do you answer? Many will say, “I don’t have any risk. I have everything in an investment or savings account [...]
Nicholas J. Pino is an Investment Advisor with Capitol Financial Solutions in Raleigh. What’s the best way to give to a charity? It depends on what you’d like to achieve. Are you giving because you think it’s the right thing to do, because you want to create a legacy or because you’re following a family tradition? Are you looking to [...]
When it comes to retirement planning, never before have so many things been so much in flux: the job market, the stock market, and the entire world economy. It is anybody’s guess at how Social Security and Medicare might change. According to Consumer Reports Money Adviser, this is one of those situations in life where there are things we can [...]
Wayne Goodwin is North Carolina Insurance Commissioner The details, options and deadlines surrounding Medicare Part D Prescription Drug Plans still confuse many people. Some Medicare beneficiaries may have kept their PDP simply so you wouldn’t have to worry about the six-week annual election period. However, they may have now discovered that some of the drugs that were covered last year [...]
