Do you wonder how you will pay your medical expenses? Do you need more money for things like prescription drugs, electricity bills or food? If you answered "yes" to either of these questions and you have Medicare, help may be available. Medicare Savings Programs assist low-income Medicare beneficiaries with out-of-pocket expenses associated with Medicare. The Seniors’ Health Insurance Information Program [...]
Maureen Flak, an RN for almost 40 years, received her initial training in disaster response from the American Red Cross and USAF hospitals. Currently a Congregational Nurse for Holy Trinity Episcopal Church, she also works with the refugee community for Church World Service. Many who live in the Piedmont may have become somewhat complacent about the possibility of a “disaster” [...]
At first you get phone calls that seem kind of strange. Mom is quitting her quilting club because “They are talking about me.” Later she mentions that an old boyfriend from college is coming to take her to dinner. Then the police call from her house. “Your mom thinks there is someone hiding in her closet.” The forgetfulness, the fantasies, [...]
By: Cheryl Farkas All aspects of taking care of a house can be overwhelming and become mentally exhausting, but many seniors, like Ann Trull, are reluctant to take the first step toward downsizing. The questions become innumerable. Whom should I employ? Will they be fair? Who will mow the grass, trim the trees, rake the leaves, and shovel snow off [...]
By: Steve Johnson AIA, CGP Southern Evergreen Purchasing or renovating a home is usually one of the largest investments you will ever make, financially and emotionally. Many memories and special moments occur in your home, and in return it offers you years of service and function. Often, the thought of leaving your home because it no longer meets your needs can [...]
One out of three senior adults fall each year. One quarter of the falls result in serious injury requiring admission to a nursing home. Falls are the sixth leading cause of death for seniors 70 and beyond. Some basic steps for boomers to take in planning their new home. Locate at least one bedroom and bath on the main floor. Avoid [...]
“David, we need to talk.” Sue sat down at the kitchen table, coffee cup in hand. He lowered the Winston-Salem Journal. She had that “She whom one must obey” tone in her voice. “Lisa says her uncle… he’s 75… has turned in his driver’s license.” “And…?” David looked at her quizzically. “Well, Elizabeth is 80 and she’s still driving.” [...]
The act of pushing up to open a Double or Single Hung window may be more stressful on the back and hands as people age. Easy-to-operate windows, such as Casement windows require no lifting action. The crank-out system with a side-hinged sash opens outward for ventilation. Seniors looking for a smaller crank-out window style option might consider Awning and Hopper [...]
Susan Wainscott, LTCP A Long Term Care Insurance Professional If you are part of the baby boomer generation (born between 1944 and 1964), you already know how important it is to save for your retirement. Little remains of the security our parents once enjoyed through company and state pensions. Today, the responsibility for retirement savings has shifted from employers to [...]
Linda P. Erickson Linda P. Erickson, CFP®, is the president of Erickson Advisors and a registered principal offering securities through Cetera Advisor Networks, LLC, 336-274-9403 [email protected]. Financial concerns can overwhelm a surviving spouse. In the last issue we discussed the information and documents you will need. Now let’s turn to your income. How much will you continue to receive, [...]
