Linda P. Erickson Linda P. Erickson, CFP®, is the president of Erickson Advisors and a registered principal offering securities through Cetera Advisor Networks, LLC, 336-274-9403 lindae@ericksonadvisors.net. At some point in every big household project, I say to myself –“Why didn’t I hire someone to do this?” As I get older, with maybe a little less energy to throw at [...]
Linda P. Erickson Linda P. Erickson, CFP®, is the president of Erickson Advisors and a registered principal offering securities through Cetera Advisor Networks, LLC, 336-274-9403 lindae@ericksonadvisors.net. Everybody knows that you must begin taking money out of your retirement accounts at age 70½. Sounds simple, but maybe it’s not. How, exactly, and when, exactly, should you go about taking that [...]
By Raymond C. Richard, the President and Chief Executive Officer of The Pinnacle Benefits Group, a national distributor of health and life insurance products. Medigap policies, commonly referred to as Medicare Supplement Insurance, is private insurance designed to help fill the gaps in Medicare Part A (Hospital Coverage, Skilled Nursing Facility, Hospice and Home Health Care), and Part B (Doctors [...]
By: Patty Adams - Marketing Officer of CareGrade.com Managing finances for an elderly loved one can be a complex process. Many families find the subject of finances awkward and avoid discussing it until a crisis arises. There are steps you can (and should) take to put a financial plan in place before it becomes necessary. Remember that laws regarding matters [...]
By: Guide to Retirement Living Staff We hear all the time about the “graying” of America, as Baby Boomers get set to retire. And these Baby Boomers, for the most part, plan to stay put in their own homes. In fact, a recent AARP survey examining the opinions of Americans over the age of 45 on current and future housing [...]
By: Michael Christian One of the founding fathers of our country, Benjamin Franklin, said “Never leave that ’til tomorrow which you can do today.” Great advice. We often follow it at work. We often follow it at home. We even try to follow it when it comes to our financial planning. But when it comes to planning for the final [...]
As a person ages, everyday activities often become challenging. This results in a lower quality of life on many levels, from the physical to the psychological. The results of a unique home intervention study showed that individualizing home evaluations and involving the patient in decision-making can have a dramatic positive effect on functional abilities. The following interview with Laura N. [...]
By: Guide to Retirement Living What is an Elder Law Attorney? Since retirement living decisions are becoming increasingly complex, seniors often find themselves searching for someone who can cater to their specific legal needs. An elder law attorney is an individual who specializes in areas of the law that are particularly relevant to senior citizens and their family members. Elder [...]
You don’t have to be a financial expert to achieve financial success, but you do need to avoid some key fatal flaws that can threaten your future financial well-being. According to Lois Vitt, Ph.D. and Karen Murrell, co-authors of the book You and Your Money: A No-Stress Guide to Becoming Financially Fit, there are common flaws that seem benign at [...]
Information about escalating health care costs is everywhere. What consumers often fail to realize, however, is that much of this inflation is due to health care fraud and abuse. A large portion of these costly crimes are committed against seniors and directly affect the way Medicare and Medicaid dollars are spent. In an effort to combat these abuses, the Administration [...]
