As Americans have increasingly turned to digital devices and online shopping as a result of the pandemic, there has been an unfortunate rise in identity theft and fraud as scammers attempt to exploit the situation. Alarmingly, 10% of US adults report being a victim of identity theft since the onset of the COVID-19. [...]
When it comes to estate planning, avoid making mistakes others have made. With wise advice you won’t have to learn from your own mistakes or force your family to regret your mistakes for years to come. Get your estate planning advice from an experienced lawyer who specializes in senior estate planning. [...]
Long term care insurance provides dollars to pay for needed care in the home or facility settings in the event of an extended illness or accident. It is assistance provided to loved ones because of their inability to perform the normal activities of daily living due to an illness, injury, or progressive cognitive impairment [...]
In January, The Centers for Medicare & Medicaid Services (CMS) implemented its Part D Senior Savings Model (Model) to make insulin more affordable. Medicare eligible individuals have access to many types of insulin and should pay no more than a $35 copay for a 30-day supply! [...]
According to an AARP survey, 3 out of 4 retirees prefer to remain in their home for as long as possible. It’s time to be proactive and prepare to declutter! Sorting through a lifetime of belongings takes time, and it will be to your benefit if you start before it becomes necessary. [...]
If you or someone you know has diabetes and/or congestive heart failure - and reside in Guilford County - there is a newly available $0 dollar premium Medicare Advantage Chronic Special Needs Plan that will substantially lower prescription drug and health care copays! There are over 32 thousand Medicare eligible residents [...]
When you think about it, what’s on your list of “tolerations?” I was asked that not too long ago with a business coaching group and found it helpful. So, I’m asking you! Tolerations are those things (big or small) that are not quite right in our own life, [...]
In these challenging economic times, many worthwhile charitable organizations find themselves in a precarious financial position. Meanwhile, they are experiencing unprecedented demand, especially those charities who provide basic needs like food and shelter. Thankfully, new, unique provisions in the tax code have been implemented in response to the COVID-19 [...]
I recently saw this phrase, “She sells sea shells by the sea shore” during a recent beach trip. Saying it fast many times can become a little humorous. I have an elderly male client diagnosed with Alzheimer’s and Dementia who can say it five to six times rapidly not missing a word, [...]
Fall means cooler weather, colorful leaves, migrating geese and Medicare Mail. If you are over 65 you know what I am talking about. Medicare is confusing and the barrage of information you receive is of little help. Today I am going to explain what you need to know about Medicare planning. [...]
