Long term care insurance provides dollars to pay for needed care in the home or facility settings in the event of an extended illness or accident. It is assistance provided to loved ones because of their inability to perform the normal activities of daily living due to an illness, injury, or progressive cognitive impairment [...]
In January, The Centers for Medicare & Medicaid Services (CMS) implemented its Part D Senior Savings Model (Model) to make insulin more affordable. Medicare eligible individuals have access to many types of insulin and should pay no more than a $35 copay for a 30-day supply! [...]
If you or someone you know has diabetes and/or congestive heart failure - and reside in Guilford County - there is a newly available $0 dollar premium Medicare Advantage Chronic Special Needs Plan that will substantially lower prescription drug and health care copays! There are over 32 thousand Medicare eligible residents [...]
I recently saw this phrase, “She sells sea shells by the sea shore” during a recent beach trip. Saying it fast many times can become a little humorous. I have an elderly male client diagnosed with Alzheimer’s and Dementia who can say it five to six times rapidly not missing a word, [...]
Fall means cooler weather, colorful leaves, migrating geese and Medicare Mail. If you are over 65 you know what I am talking about. Medicare is confusing and the barrage of information you receive is of little help. Today I am going to explain what you need to know about Medicare planning. [...]
Written in 1927, this American spiritual many have come to love over the years offers repetitive lines that seek to remind the listener that God is in control of all aspects of our life. We realize how short, fragile and unpredictable life can be in these uncertain times. [...]
Why do so many individuals forget about the additional (supplemental) benefits that are included in their Medicare Advantage (MA) plan? These additional benefits may include dental, vision, hearing, transportation, meals, over-the-counter products, and fitness memberships just to name a few! Not taking advantage of these extras could cost an MA [...]
The Elderlaw Firm is offering Free Healthcare POA as our way of giving back during COVID-19. [...]
Maybe someone you love is not in good health. Perhaps that’s your spouse, or your parent, or another loved one. If they will need nursing home care, beware of the dangers of filing a Medicaid application yourself without any idea of how the Medicaid rules work. I’ve written before about how Medicaid’s hidden pitfalls [...]
Interesting Fact: The tiny slit opposite your sipping hole on the coffee cup lid is a 1980’s creation that allows proper airflow preventing splashes and liquid surges as you drink avoiding scalding yourself. That tiny unnoticed idea placed for a reason is to assist your drinking pleasure. A properly designed long term care plan [...]
