When a new year begins, why do so many individuals forget about the additional (supplemental) benefits that are included in their Medicare Advantage (MA) plan? These additional benefits may include dental, vision, hearing, transportation, meals, over-the-counter products, and fitness memberships just to name a few! Not taking advantage of these extras [...]
Boston College football quarterback, Doug Flutie’s 1984 “Hail Mary” final second, game winning pass against Miami has become an iconic collegiate football play that underscores how quickly an event can change. Flutie later remarked that the play was specifically designed and was practiced hundreds of times never knowing if or when [...]
When you turned 16, you didn’t automatically get your driver’s license; instead you had to take an exam and prove that you were a safe driver. There was a specific order and procedure for getting your driver’s license, and the same is true for enrolling in Medicare for the first time when you turn 65. Much like you anticipated [...]
When is the best time to purchase a generator? Before or after you need it? The uncertainty can be uncomfortable because we don’t know the repercussions of a power outage should it last a long time. It certainly gets our attention and upon restoration we realize how important power is. [...]
When leaves begin to change color and we transition into fall, it is a reminder for most seniors to review their Medicare coverage and ask, “Is my plan still working for me or is there another option that would serve my needs better or save me more money?” [...]
Do you feel a little bit like you’re playing a guessing game when you try to pick a Medicare Advantage plan? The choices can be confusing. Which plans do your doctors accept? Which have the best customer service? Are your prescription medications covered? Which supplemental benefits are the best? [...]
"Hope" is a comforting word that often gives us peace and calmness. It sometimes stirs emotions of confidence about our future. One of the most popular lines in the 1994 movie classic "The Shawshank Redemption" says, “Hope is a good thing, maybe the best of things, and no good thing ever dies." [...]
What’s the difference between a Medigap (Medicare Supplement) or Medicare Advantage Plan? What’s my “best” option? First of all, most everyone should consider choosing either a Medigap or Medicare Advantage Plan because Original Medicare (Parts A & B) does not cover 100 percent of healthcare costs. Without an additional plan [...]
Part of the fun at the end of a meal is reading the fortune cookie. We can’t resist opening that small, floured, delectable cookie to reveal its messages of fortune, predicting success, a bright future, happiness, and pleasures in the days ahead. What the cookie will not tell us is [...]
If you are turning 65 within the next nine months, then you have some very important decisions to make about Medicare coverage. Do you understand the new alphabet and your ABCs and D? If you qualify for A, then you have the option to purchase B. You must have A [...]
