Planning for the Future

To help seniors and families understand and manage the financial and legal challenges that may lie ahead, you should consult with experts who specialize in working with those who are retired or facing retirement.

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A “Lower for Longer” Environment

Linda P. Erickson Linda P. Erickson, CFP®, is the president of Erickson Advisors and a registered principal offering securities through Cetera Advisor Networks, LLC, 336-274-9403 lindae@ericksonadvisors.net. I know we all have expectations regarding our investment portfolios. Rate of return, amount of interest or dividends we can take, and how long the income will last are among the most often [...]

2019-01-19T12:31:00-05:00December 18th, 2015|Financial Planning & Money Management|
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Ask Me Another…

Linda P. Erickson Linda P. Erickson, CFP®, is the president of Erickson Advisors and a registered principal offering securities through Cetera Advisor Networks, LLC, 336-274-9403 lindae@ericksonadvisors.net. When you come to the decision that you need to hire a Financial Planner, where do you start? The obvious answer is to ask your more successful friends, perhaps those that have retired [...]

2019-01-19T12:36:49-05:00September 15th, 2015|Financial Planning & Money Management|
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Finding Where Your Money Goes

Hard times aren’t necessarily the problem for many families who are just squeaking by. According to a recent survey, which focused on families who pulled in more than $75,000 annually, 44 percent of those living paycheck-to-paycheck blamed their money woes on lifestyle purchases such as dining and entertainment. That percentage jumps to 71 percent for the under-30 crowd. A third [...]

2015-07-01T20:38:57-04:00July 1st, 2015|Financial Planning & Money Management|
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The Greatest Gift

Linda P. Erickson Linda P. Erickson, CFP®, is the president of Erickson Advisors and a registered principal offering securities through Cetera Advisor Networks, LLC, 336-274-9403 lindae@ericksonadvisors.net. The season of graduations is upon us. Mortar boards, proud parents and grandparents, smiles and expectations. Reflecting on the kinds of presents these grads will likely receive, I think of everything from watches [...]

2019-01-19T12:43:08-05:00June 24th, 2015|Financial Planning & Money Management|
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SHIIP Is Not for Seniors Only

Did you know that if you are under age 65 and have a disability you may be eligible for Medicare? If you have questions about this or your health insurance options, SHIIP can help. SHIIP, the Seniors’ Health Insurance Information Program, is a division of the North Carolina Department of Insurance that provides free, unbiased counseling about Medicare, not just [...]

2019-01-02T18:23:27-05:00April 19th, 2015|Insurance, Resources|
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Steady Now for Long-term Wealth Management

Linda P. Erickson Linda P. Erickson, CFP®, is the president of Erickson Advisors and a registered principal offering securities through Cetera Advisor Networks, LLC, 336-274-9403 lindae@ericksonadvisors.net. I have been telling clients for a while that we are likely to see increasing volatility in the stock market this year. Does this mean you should stay away? I believe not, but [...]

2019-01-19T12:47:53-05:00April 14th, 2015|Financial Planning & Money Management|
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Preparing for Medicare

How Should I Prepare for Medicare? More than 120,000 North Carolinians will turn 65 this year. Turning 65 is a lot like turning 16. When you turned 16, you didn’t automatically get your driver’s license; instead you had to take an exam and prove that you were a safe driver. There was a specific order and procedure for getting your [...]

2019-01-02T18:20:15-05:00January 19th, 2015|Insurance, Resources|
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Save for Retirement Now

Saving for retirement carries a whole new meaning today. In 1950, there were 16.5 people paying into Social Security for every beneficiary. In 2010, that ratio became 2.9 to 1. As for pensions, they are rare these days. Employer-sponsored plans only pay up to 25 percent of your pre-retirement income. So it’s no longer enough to rely on these types [...]

2015-01-13T16:49:32-05:00January 13th, 2015|Financial Planning & Money Management|
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What is a Fiduciary?

Linda P. Erickson Linda P. Erickson, CFP®, is the president of Erickson Advisors and a registered principal offering securities through Cetera Advisor Networks, LLC, 336-274-9403 lindae@ericksonadvisors.net. Fiduciary – “relating to or involving trust (such as between a customer and a professional; or relating to or involving a confidence or trust” or so says the Merriam-Webster online dictionary. There is [...]

2019-01-19T13:54:33-05:00January 2nd, 2015|Estate Planning, Financial Planning & Money Management|
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Have You Completed Your Document Bucket List?

Linda P. Erickson Linda P. Erickson, CFP®, is the president of Erickson Advisors and a registered principal offering securities through Cetera Advisor Networks, LLC, 336-274-9403 lindae@ericksonadvisors.net. Ah, the Bucket List… those important, aspirational, and meaningful experiences we all want before we die. Even if you haven’t written one, you probably have one. There is another “Bucket List” that you [...]

2019-01-19T12:58:42-05:00September 15th, 2014|Estate Planning|
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