Planning for the Future

To help seniors and families understand and manage the financial and legal challenges that may lie ahead, you should consult with experts who specialize in working with those who are retired or facing retirement.

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How To Save Money on Long-Term Care

By:  The Insurance Information Institute The tips below will help you save money wisely, but don’t rely on price alone. MOST IMPORTANT Because you may not collect for decades to come, be sure to buy from a company that has been around for some time and is financially stable. You may want to look up, from an independent rating agency, [...]

2010-04-01T18:16:35-04:00April 1st, 2010|Insurance|

How To Prepare Financially for Long-Term Care

By: Michelle Russo - an Administrator at Harlee Manor located in Springfield, PA. Is long term care insurance an option for me? Long term care insurance is purchased by you, to cover medical and nursing services not covered by your current health plan or Medicare. Consider a long term care insurance policy before your health begins to fail and before [...]

2010-04-01T18:15:02-04:00April 1st, 2010|Insurance|

How To Prepare Legal Documents

The preparation of living wills, powers of attorney, and health care proxies is extremely important for everyone over the age of 18. Dying may not be an issue any of us wants to think about. However, if you have been through one of these cases, you cannot deny the importance of those around you having specific direction on your decisions. [...]

2010-04-01T18:13:07-04:00April 1st, 2010|Financial Planning & Money Management|

How To Choose Long-Term Care Insurance (LTC)

By: Guide to Retirement Living Staff As the older adult population grows and life expectancies continue to increase, more and more Americans face the difficult prospect of having to pay for costly long-term care. One of the ways consumers are answering this challenge is by purchasing long-term care insurance in order to help manage the sometimes overwhelming costs of care. [...]

2010-04-01T18:11:43-04:00April 1st, 2010|Insurance|

How To Plan For Your Retirement

By: David Cole and Polly Agee That’s right – retirements – plural! Think about it. Are you ready to retire in the traditional sense, or are you just ready for a mid-life change – your FIRST retirement – designed to pursue other careers or interests?Generally, when we think of retirement planning we think of financial planning. However, have you ever [...]

2010-03-24T17:06:30-04:00March 24th, 2010|Financial Planning & Money Management|

How To Discuss Medicare Online

By: Guide to Retirement Living Staff In an effort to empower people with Medicare to speak out about the problems older adults and people with disabilities face accessing good, affordable health care, the Medicare Rights Center (MRC), a national consumer service group, is launching an online Advocacy Network. “We want to ensure that the voices of people with Medicare who [...]

2010-03-24T16:43:56-04:00March 24th, 2010|Insurance|

Advance Directives Can Help Alleviate Family Stress

The preparation of advance directives is key to avoiding emotional turmoil and legal battles later. Advance directives include three primary documents: A Living Will – a statement of how an individual would like to be treated in the event that he or she is unable to make decisions regarding the use of life-sustaining medical treatment. This document allows the individual [...]

2010-01-26T17:47:26-05:00January 26th, 2010|Estate Planning|

What Is An Elder Law Attorney?

As living decisions become increasingly complex, seniors often find themselves searching for someone who can cater to their unique legal needs. An elder law attorney specializes in areas of the law that are specifically concerned with senior citizens and their family members. Elder law attorneys generally focus their practices in one or more of the following areas particularly pertinent to [...]

2010-01-25T19:19:55-05:00January 25th, 2010|Elder Law|

Finding A Qualified Elder Law Attorney

The most effective way to locate a qualified elder law attorney is through a recommendation from a family member, friend, or an attorney you already know and trust. The AARP (www.aarp.org/legalsolutions) and the state bar association (www.hg.org) offer impartial attorney recommendations. The National Academy of Elder Law Attorneys (www.NAELA.org), a professional association of attorneys dedicated to improving the quality of [...]

2010-01-25T19:10:04-05:00January 25th, 2010|Elder Law|
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